Business Articles Blog

It was 8:00 o’clock in the morning as I sat down to transcribe. It was a blistery, cold morning in Phoenix, Arizona (Hah!). With my cup of hot steaming coffee on my one side of my desk and my faithful live, white, feline desk ornament on my other, I prepared for the day.

Now, you have to understand that I was new at this game of transcribing; I’d only been doing it for a short time. My topic was Internet marketing, and it was very interesting. It was all about Pay per Click, and AdWords, and various other Internet-related things; and it was an interview between an interviewer and an Internet Guru.

This is going to be a piece of cake, right? I typed all about interesting Internet gurus, Napoleon Hill, and interesting subjects like Google AdWords, Overture, Google Pay Per Click, e-Books, ClickBank, Yahoo! Search, and a whole lot more. Now, be aware that I was fairly new at transcribing for clients regarding the Internet; so I had to do a lot of research. When I started out, I started with a well-known search engine; but you could choose Google, Yahoo, Ask, or a host of others that are out there. What I didn’t know is that even if you use a reputable search engine, it takes an astute transcriptionist to decipher what search results you should use.

For example, suppose you questioned the spelling of an author’s name. Correctly, you go to the Internet to Google, or Yahoo!, MSN, or whatever you use, and you type in the author’s last name Chialdiani because you were looking up Robert Cialdini because he wrote a well-known book that your client had included on the audio that your client provided you. Aha! You found as the first hit a result that one of the major online bookstores had posted. Now, I chose one that has a huge following on the Internet; they should know the correct spelling, right? Not so fast, Charlie or Jenny, or whoever you are. Take care to take it one step further.
You must actually take it one step further and GO to your favorite online bookstore and find the book. How is the author’s name spelled? Oh, oh. It’s Cialdini. Folks, I’ve got to tell you. Internet clients can be absolutely ruthless when providing feedback to Elance, iFreelance, or Guru, or other freelance sites when a transcriptionist does not get spelling right. Do not be lackadaisical here; this is critical!

Let’s look at another example. Say you want to look up the spelling for the group of people that come from the Philippines. How would you spell Filipino? Be careful here. This could be a trick question. Okay, again, we start out on Google, Web Crawler, Ask, or any other search engine you might use. We type in Philippino because we think that because they are from the Philippines, they are probably called Philippinos, right? Hold on. Who are you going to use as a resource to verify that spelling? In many instances you have more than one spelling for a word, and clients can be very, very temperamental if you choose the wrong spelling. My recommendation is to use references that are well-known and have been around for years.

So what have we learned thus far? Be very choosy when using resources to determine spelling of words. Your clients do not want to see errors when they receive their transcription. Go the extra mile, be diligent, and be accurate. If you have to use multiple resources to get a consensus, that’s great. That is what you clients want. If you do that, you will go far in establishing a sound transcription business that clients will come to you for services over and over again.

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One of my college roommates had a brother who was a graduate business student and often visited our rooms. Since one of my possible career choices was to work in business, I asked this business student many questions about his studies and career choices. Everything he said expanded my knowledge and made me more interested in a business career.

This information meant a lot to me because I grew up in a small city where there were only two large employers, the Santa Fe Railway and the U.S. Air Force. Neither organization provided opportunities to learn about executive success in a large corporation.

When I began graduate business studies, I was pretty smug, thinking that I knew just what needed to be done: Get a prestigious degree and wait for highly attractive employers to bid for my services.

Talking with the other business students made me realize that I had a lot to learn about career success. I didn’t even understand what executives did in different industries.

My complacent eyes were opened wide one day when a management consultant from the famous McKinsey firm made a presentation. At the end of the discussion, I asked one of the other students who got to do what this presenter did for a living. My classmate quickly responded, “Strategy consultants.” I asked, “What’s a strategy consultant?” He responded that these were people who worked for McKinsey or The Boston Consulting Group. I remembered those answers and later applied to both firms, not quite knowing what to expect.

Even with all of this knowledge, I was totally unclear about how you went from being a management consultant to having a successful business career working for a large corporation. I guessed that someday a client might hire you. And that’s what did happen to me after I became a strategy consultant.

The key lesson from my experience is that you can have a wonderful education at a university and still lack important knowledge about the most fundamental elements of developing your business career.

Students typically prefer to get information about potential careers from fellow students and professors, but research shows that students and professors provide incomplete information. It’s better to also speak with people who have been developing a career for a decade or so to find out what lessons they learned in the school of hard knocks.

I was recently reminded of this source of information to make more effective business career plans when I corresponded with Dr. Robert Hartinger, a banking executive in Germany who is a Ph.D. graduate of Rushmore University. Dr. Hartinger kindly agreed to share his career experiences and lessons with me so that I could pass them along to you.

Dr. Hartinger started off presuming that the quality of your education was very important to career success. After graduating from his business program at a German university, he soon learned that you have few occasions to apply any of the theoretical knowledge that most schools provide. As a result, new graduates are stuffed full of knowledge and theory that has little relevance to what their employers need.

Instead, degrees qualify people to be considered for certain jobs. Many employers pride themselves on hiring from certain schools and restricting top jobs to those with the most advanced graduate degrees.

Traditional schooling provides few insights into what various industries and types of jobs are like. If students aren’t careful, they’ll seek a type of work that they won’t like. There are two alternatives available:

1. Examine industries and jobs carefully to set the right objectives.
2. Study at a school where you get practical experience in applying theoretical knowledge which gives you a sense of what a career doing that work might be like.

Dr. Hartinger doesn’t rule out the first alternative, but he’s confident that the second one is essential. If possible do both, but at least do the second. From what you learn, he also recommends that you focus on just a few opportunities. Otherwise, your attention and energies will be too widely scattered.

A lot of business success depends on your personality. That’s something that graduate schools often ignore. Outgoing people with pleasing, helpful personalities will do a lot better than grumpy, self-absorbed geniuses who rarely talk to anyone.

Many studies show that the ability to connect to other people in the organization greatly helps both job effectiveness and advancement. Why? It’s simple: You can’t know all of the answers, but with help from others you can do a great job.

But it’s not enough to simply be a connection point within the organization. You also need to add skills that improve your effectiveness.

Here’s where online learning can make a difference. People don’t care where you learn a skill; they are just pleased when you add one that’s relevant to your situation.

Today, many companies offer financial assistance for those who wish to learn new skills. When that assistance is provided over the Internet, costs are reduced and you can take more courses than those who enroll in classroom-based courses. In addition, learning while you work allows you the chance to apply what you are learning. In that way, you can sift through lots of theoretical knowledge to get just what you need. Dr. Hartinger also notes that if an online school offers flexibility in designing courses, your skill improvement can be even greater.

Donald W. Mitchell is a professor at Rushmore University. For more information about ways to engage in fruitful lifelong learning at Rushmore to increase your success, visit

http://www.rushmore.edu .

Finding a reliable wholesale list for games on the internet can be a challenge. Can be a challenge for two particular reasons, you have too many $0.99 opportunities in auction sites and you have free opportunities that you might want to test in exchange of your time.

There is absolutely nothing wrong with such actions steps. In fact, it is a normal step to highly consider if you have all the time in the world to find legit sources and test many of them. With such case, you do not ever need to purchase a list of sources online, in none of the sites available. However, if your time is limited and you intend to improve your opportunity by using the time of others by using leverage, buying wholesale sources online should not only be a onetime stop, it should be a recurrent business schedule.

If you are starting a wholesale games accessory business for example or a general electronics business for the sakes of the example, acquiring high cost and even the cheapest list of sources should be a separate scheduled task for you at least quarterly. In fact doing it even often will be suitable if you have intelligent intuitive thoughts that you might not be getting the best deal.

If your supplying distributor is effective, delivers and has proved too profitable from results of exchanges of your customers, highly consider keeping loyal. Why move and succumb to greediness? If the virus of having more and capitalism is your mantra, many of us just have to understand! But do understand it is more stress and more work to adjust mistakes.

So if you are happy with your list of wholesale sources, stick. Do not have wholesale sources yet and are starting to track and hunt wholesale list online for starting a business or improving brainstorming ideas for potential wholesale business? If you are really serious about wholesale or retailing, acquire as many wholesale list sources online and test as many sources as you can. Without losing all your finances for the sakes of testing your sources you can do two things to effectively test the validity of a distributor or a particular supplier for intentions of future business.

Ask for an immediate sample of their product if you intend to do business over $500.00. Most of the time if you have initially made personal communication and have identified your registered business or small business for reselling purposes on auction sites, you might get the opportunity for a sample. Getting a sample from the wholesale list source is very important for bulk or drop-shipping potential business as it helps you the business owner gather recognition on how business might be with your customers.

When it comes to wholesale games, accessories, any electronic that can be matched or electronics in general keeping updated with new competitive sources might help greatly on starting new business products and services. Even if you are happy with your sources and loyalty on your particular wholesale list sources, a good recommendation will be to keep plugging and consistently for such industry that depends on supplying materials like wholesale!

Finding a Wholesale List online is one of the business components Joaquin serves as reference source, e-commerce coach and certified author. His focus today is assisting people receive extra income through the acquirement of in-demand Wholesale Games

To manage or not to manage a wholesale video games businesses? If you do not manage them yourself, you might as well consider having them managed by efficient and trusted personnel. By efficient and trusted we do not necessarily mean, immediately family, friends or the related. It means people that you can vouch for completing the tasks at hand successfully without further ado.

Among the many ways to manage successful businesses, most importantly the ones you are starting and keeping from the comfort of your own home or nearby productive office it is necessary to set daily schedules. While there are thousands of printed management books and thousands of electronic downloads regarding the likes, the majority reside on teaching you focus. Not only it is extremely important as the term conveys many subtleties, it is a definition to keep developing for many years until natural peaks.

Managing wholesale video games businesses as well as other businesses online involve your focus to best extents. Involves concentrating on priorities; concentrating on the first biggest priorities at hand while leaving those of less importance for later time during the day. Imagine you have 10 scheduled appointments to call or to research from a wholesale games standpoint, scheduling to market to the best leads at hand should be often logic to pursue and contact first.

If you are self-employed and have your own businesses, no matter how many opportunities you have at a given point your priority should most often be big fishes at hand. Focusing on big fishes at hand mean concentrating on big results! If you do the exact opposite for your scheduled day, by common sense and by even logic what do you think you will get in exchange? Average results that most often leave you to more consecutive and consistent hard work for next week or next month schedules!

The principle of focusing your priorities on the best meaningful schedules mean more hard work at first, but by local experience and online experience the long term results should only reach the conclusion of smart business, not hard work. The principles in smart business are as you may recognize may be basically expressed in simple words.

Among many some of the main are focusing on hard work at first stages, growing leverage through development stages and gaining consistent momentum through powerful insights in delegation. Big businesses of more than 501 employees or small businesses of 500 or less employees, same rules apply when it comes to businesses online.

When it comes to management the main words to remember always should be focus and their subtleties of concentration on smart tasks at hand. Be it for wholesale video games businesses online or for the many opportunities readily available to profit online choosing not only how to manage your business not only is one of the smartest steps to business profits, but one you should get to master. It is your decision to work hard forever or to work smart for decades, but do reach a decide!

Finding Wholesale Games are one of the business components Joaquin serves as reference source, e-commerce coach and certified author. His focus today is assisting people receive extra income through the acquirement of in-demand Wholesale Video Games online.

Success in internet network marketing comes only with successful duplication of yourself, and your team. The harder it is to duplicate what you and your up line do to attract and sign up new members, the more difficult it will be to make money. Really, it’s that simple.

There needs to be in place a highly duplicatable system in which everyone who joins your internet marketing home business can follow and implement successfully. The entire system, from recruiting new members, through the marketing process, should be as uncomplicated to do as possible.

The key to creating massive wealth is creating massive duplication through out your down line. If a new sign up cannot successfully duplicate what their sponsor, or team is doing, then the duplication process breaks down, and chances are they will fail and drop out. Think of it this way. Let’s say that each member is a domino, and each domino is set up in a line pattern that, when the first domino in front of the line is pushed to fall, all the dominoes fall in a systematic rapid pattern. Take any one of the dominos out of place in the line, and the rest of the dominos will not follow the pattern. Successful, rapid duplication in mlm requires following the same line of successful actions throughout the organization.

It would be great if everyone who joined your network marketing team had strong marketing skills and internet marketing experience, as well as a plentiful marketing budget. However, new people joining any mlm business will come in having different levels of skill sets that play into the success / failure ratio. There will always be a learning curve. Therefore, an essential component of a successful work from home opportunity should include a highly effective training program (training site) designed to guide and educate new recruits in all aspects of how to achieve success. Also, having team web conferences and a strong mentoring program can make a huge difference in successful duplication. And since not everyone joining your business may have an abundant marketing budget, training should also include low cost marketing alternatives that meet the needs of those with limited marketing funds.

The reality is, most people either can’t sell, or don’t want to sell. Therefore, the less direct personal involvement there is in the sales process, the better. The more automated the selling process is, the more successful duplication will result. E-mail delivery systems, capture pages, and auto responders are important components in the recruiting and marketing process.

Success in any network marketing business comes down to recruiting a large base of associates or team members as quickly as possible, all who are dedicated to building a large team of their own. Exponential growth is best achieved through massive duplication in the recruiting process. The easier and faster new associates can successfully duplicate the recruiting process throughout their down line, chances are that team members will make money, stay motivated, remain focused, and stay long-term. Massive duplication = massive residual income.

A former Commercial Loan Officer/Vice President-Small Business Lending of 22 yrs. with a major regional Midwest banking group. Applying the principals of massive duplication through the fastest growing team in Success University. www.MillionairesSecretsMonthly.com

One of the decisions you as an investor will make when you own an apartment building is whether or not to advertise the apartments as “all bills paid”. In an All Bills Paid apartment building, there’s only one bill for each tenant that includes their rent and all utilities. That means that you as the owner are responsible for taking care of the utilities. What are the pros and cons of this scenario?

Pros

Easier to Rent. “All Bills Paid” apartments are easier to rent because tenants like the convenience of not having to worry about utility bills. They’re also easier to rent because the tenants don’t have to come up with a credit check or a deposit for the utility companies.

Simplified Accounting. The owner only pays one check each month to the utilities company for the entire building.

Potential to Increase NOI. If you calculate conservatively on utilities usage, you could potentially increase your NOI (net operating income) with “All Bills Paid”. If you’re charging $150 on top of rent for utilities but utilities actually cost you $100, you have increased your NOI.

Cons

Could be Costly to the Owner. When tenants aren’t monitoring their own utility bills, they’re less judicious about conserving energy. If electricity is free, they won’t worry about leaving the air conditioning on while they’re away for the day. Meanwhile, the building’s electricity usage is climbing, and the owner will end up footing the bill.

Friction Among Tenants. If you have to raise rents because utilities prices have increased, some tenants may complain that they have been conserving energy while other tenants have been wasting it. Usually, the tenants will work this out among themselves, but the property manager will likely hear about it.

Considerations

If you are concerned that an increase in utility charges or excessive usage by the tenants will hurt your bottom line, you could add a clause to the contract that says if the utility bill exceeds a certain amount, the property manager reserves the right to bill back the tenant. This will help tenants to be aware of how much energy they use.

If your building is set up with a single electricity meter, you can put on monitor on the individual units to measure usage. You can outsource this service to a company that will monitor usage every month. This can be helpful in determining which tenants are overusing the utilities.

“All Bills Paid” apartment buildings are typically Class C buildings. If you own an older building and wish to simplify your accounting, attract new tenants, and potentially increase your net operating income, consider converting to “All Bills Paid”.

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Brokers can be valuable members of your team when you invest in real estate. When using a real estate broker to look for commercial properties, there are a few points you should keep in mind.

1. Know which broker you’re dealing with. You can sign up on a broker’s website and get emails full of potentially good deals. The brokers will use other brokers’ deals, and it’s difficult to know who the originating broker is. The problem with this is that the originating broker will know all the details about the property and situation and other brokers will not.

2. Understand that not all properties will have a listing agreement with a broker. Sometimes brokers will list multifamily deals but won’t have a listing agreement with the seller. Some sellers don’t want to commit to one broker because they don’t want to be limited to a greedy broker who won’t consider co-brokering a deal. Sometimes sellers will agree to pay the broker a percentage if they find a buyer, but the sellers don’t actually sign a listing agreement.

3. Be up front with the seller about the role brokers will play in your real estate transaction. You may find out about an apartment building on your own and be in negotiations with the seller when a broker steps in and wants a commission. You might know more about the property than the broker does at this point, so make sure you have an agreement with the seller about what place a broker has (if any) in your deal.

4. When asking for a broker’s help in finding properties, be specific about what you’re looking for. The best brokers are very busy and don’t have time to waste hunting down properties for people who probably won’t be serious about them. If you say to a broker, “I’m looking for a Class C property, 50 units, a value play, less than $25,000 per door,” then the broker knows you are someone who knows what you’re looking for. You sound stronger, and you hold more sway.

5. The broker fee on commercial properties is generally the same as the fee for residential properties. Figure on paying around 6% to sell your apartment buildings and other commercial properties.

As you search for multifamily real estate properties, be aware that brokers can help you find good deals. But don’t rely solely on their advice and resources. Use all of your options to help you build your wealth and acquire properties.

Find someone who teaches others how to create faster financial freedom with apartments using none
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A well-conceived exit strategy can mean the difference between a mediocre and a phenomenal success when it comes to your multifamily property. Take a look at the following four exit strategies to see which one will best suit your particular property and needs.

1. Sell and cash out. You can sell your property at a higher price and cash out. Find a buyer, sell the property, and get the equity as cash. This will give you freedom to do what you want with the cash, be it reinvest in some type of real estate or use it in another way.

2. Refinancing. You can go to the bank, refinance the property at its new increased value, and pull the equity out as cash to you. The refinance becomes a new loan, and there is no tax associated with it. Your debt service will go up, so you need enough NOI (Net Operating Income) to pay for it, but this is a way to pull your cash out when you need it. You could use that cash to go buy another apartment and do it all again. This exit strategy gets more units working for you. This process is called “capping out your property”: increasing your NOI, capping it out to raise the value, and pulling your cash out either by sale or refinance.

3. Sell it outright using the 1031 exchange. You can sell your property outright using the 1031 tax deferred exchange by taking the money and rolling it into another property. The benefit of this exchange is that there are no tax implications on that property. As long as you’re putting the cash into another property, there is no immediate tax consequence. You go through a middleman to do that because you, the owner, can’t touch it. You must declare the property you plan to buy within 45 days and then close on it within 6 months. You’ll find that 45 days is not a lot of time to find a property and get it under contract, so you need to have this plan thought through before you sell.

4. Wholesaling. Another exit strategy is wholesaling your property to another buyer. Keep in mind that when wholesaling, the better you communicate the potential of a property and how to make money with a property, the higher assignment fee you can get when selling that property. It will be much stronger saying, “I have a 50 unit apartment building that’s currently at a 9 cap that could easily be at 11.2 cap if you did these things” as opposed to “I have a 50 unit property, do you want to buy it?” The more educated, empowered, and knowledgeable you sound the more value you bring to the deal whether you’re going to hold it or flip it.

Again, your exit strategy will depend on many things, including where you are in your career and whether you’re trying to expand your business or use cash for other reasons. But however you exit, make sure you’re putting your assets to their best use.

Find someone who teaches others how to create faster financial freedom with apartments using none of their own money. With that experience, you could purchase 10 unit and 50 unit apartment buildings - all with nothing down. Learn more at
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Increasingly the environment is becoming a factor in our purchases. From cars to food packaging, houses to shopping bags, its perceived impact on the environment seems to be holding a lot of weight. But many so called ‘green’ companies use these green credentials simply to increase sales rather than ease the collective conscience by making a genuine commitment towards sustainability and environmental soundness.

Just take manufacturers of luxury goods for example. The very principal of luxury goods is opposed to a reduction in waste and consumption, yet these companies continue to use their green credentials as a new marketing venture, to increase the profits, waste and consumption of their products. It is hypocritical for these companies to offer environmentalism at a price to consumers who should realise that it’s their incessant consumption which is the real green issue.

Recently an airport got on its environmental high horse with airline company Flybe, over the airline paying actors to take flights to meet usage bonus targets set by the airport. The managing director claimed to be “absolutely shocked” with Flybe’s disregard for the environmental impact of their staged commercial flight.

This airport’s very business was in selling cut-price flights which completely fly in the face of any boasted environmental commitment. That’s not to say that airports shouldn’t consider their environmental impact, but this statement was clearly born from a reluctance to award Flybe with a 280, 000 pound bonus rather than their concern for the environment. It was simply a cynical exercise to turn public opinion against Flybe.

I recently noticed a print campaign by EDF Energy pledging to help reverse climate change by building 5 new nuclear power stations in the UK. What EDF might fail to recognise is that not everyone perceives nuclear waste as particularly environmentally friendly, even if it is buried and disposed of very neatly.

Essentially the reference to climate change suggests that EDF are investing a lot of money in nuclear power simply to make the world a nicer place, when in reality EDF would not be building any nuclear power stations unless it was financially beneficial for them to do so.

Such companies have a legal obligation to constantly increase profits for their shareholders, which is in opposition with the idea of sustainability, and will inevitably lead to ideological casualties. The very idea of such corporations being environmentally friendly should be laughed at. They should be encouraged to make genuine commitments to reduce the rate of climate change, but not rewarded for mentioning green credentials when it is simply a cold hearted marketing tactic.

John Mce writes on behalf of Environment in Business(EIB), a magazine about the environmental challenges facing organisations; and about the answers to those challenges. EIB separates the political and pressure group hype from the issues that really count for businesses.

We all can imagine the work week, the day-to-day grind of commuting back and forth from work, to home, and back to work all over again. It is a monotonous repeating cycle of most American’s lives. People today are so accustomed to the work environment that often the thoughts of working for oneself seem out of reach, or even silly to think about. The corporate world deadens the individual personality, dreams, and beliefs of self empowerment.

More people than ever; however, are deciding to make the jump and become his or her own business owner, or work from home. The modern technological age has made life so demanding and fast paced, that individuals are saying goodbye to their corporate toil, and become easier and less time consuming to work from home. Divorce rates are at an all time high, obesity (caused by stress) is rising at an insane rate, heart disease, and heat attacks are becoming the number one killer of Americans today. The cause: work. A Florida Atlantic Study claims that people, who have a commute of 30 minutes or longer, perform below average on complicated work tasks. Individuals are finding out that it is easier than they anticipated leaving the corporate office behind. People are opting for no more 9 to 5, with an hour commute to and from work, and spending more quality time with family and the way they want to work and lives.

Working from home has always been the dream of many individuals - ownership of their own work and their own time. The average corporate brick and motor companies are shrinking in America, and working from home is the work from home businesses are growing. There is a difference between the home worker and the corporate employee who works at home. A corporate employee who works from home actually tends to work more hours working, and will bring work home from trips or when they do have to go to the office. On average, people who work in the corporate environment work more, and for less, while the average self employed at home worker works approximately 18 hrs a week, or 2.5 days a week. A work at home business owner can be more efficient with time because there are less interruptions, they can focus on the primary tasks, and still have time for personal and family obligations minus the stress.

Working from home has become the new trend in the business culture. Individuals want to manage their own work, their own time, and demand their own wages. Working from home with online internet marketing companies, or direct sales can be very profitable for a motivated individual looking to get out of the corporate jungle. The American Dream is changing, and people are taking advantage of the opportunities to work for themselves and be self sufficient earners without the stress, commitment, and time it takes to work in the office structure. People today are coming out and saying, ‘I want to own my own business’, and doing it.

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